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Sports & Luxury Car Finance
Exceptional cars deserve exceptional finance.
Some cars are more than a way to get from A to B. They're about performance, craftsmanship, comfort and the experience of driving something extraordinary.
At Concierge Motor Finance, we help you explore finance options for sports, performance and luxury vehicles, with personal support throughout the process.
The car you want. The finance to match.
Finance without compromise
Your next car. Your next experience.
Whether you're considering your first performance car, upgrading to a prestige SUV or looking for a luxury grand tourer, choosing the right finance agreement is an important part of the purchase.
We understand that purchasing a premium vehicle isn't always straightforward. Vehicle values, deposits, repayment terms and individual circumstances can all influence the options available.
Our role is to make the process easier to understand, helping you explore suitable options through our panel of lenders.
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Prestige vehicles
Explore finance for eligible premium vehicles, from executive saloons to high-performance sports cars.
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Finance options
Consider available PCP, HP and other eligible finance products, depending on the vehicle and lender criteria.
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Personal service
A dedicated, straightforward approach to understanding your options and supporting your application.
Explore the possibilities
Performance. Prestige. Possibility.
From iconic sports cars to refined luxury SUVs, here are some of the vehicles you might consider when exploring premium car finance.
Sports Car
Porsche 911
An iconic sports car combining distinctive design, engaging performance and everyday usability.
Grand Tourer
Aston Martin DB12
British grand touring with striking design, refined craftsmanship and powerful performance.
Luxury SUV
Range Rover
A premium SUV offering luxury, comfort and an unmistakable road presence.
Performance Saloon
BMW M3
Motorsport-inspired performance with the practicality of a four-door saloon.
Performance GT
Mercedes-AMG GT
A striking performance car designed to combine power, presence and long-distance driving enjoyment.
Luxury Performance
Bentley Continental GT
A luxury grand tourer combining exceptional comfort, craftsmanship and effortless performance.
Vehicles shown are examples only. Finance availability depends on the vehicle, its age, mileage, value, lender criteria and individual circumstances. Concierge Motor Finance does not guarantee finance for any specific make or model.
The Concierge Difference
Premium cars. A personal approach.
Arranging finance for a luxury or performance vehicle should feel as considered as choosing the vehicle itself.
Access to multiple lenders
Our panel of lenders allows us to explore available finance options rather than relying on a single provider.
Finance tailored to your circumstances
We help you understand how deposit, agreement length and repayment structure can affect your monthly commitment.
Clear, personal guidance
Our team can explain your options, the application process and the important details of your agreement.
Support from enquiry to completion
From your first conversation through to arranging suitable finance, we're here to help make the process easier.
Understand your options
Choosing the right finance agreement
The best finance product depends on your circumstances, the vehicle and how you intend to use and own it.
| Feature | Personal Contract Purchase (PCP) | Hire Purchase (HP) |
|---|---|---|
| Monthly payments | Often lower than HP for the same vehicle and term because a substantial final payment is deferred. | Payments generally repay the financed amount over the agreement term. |
| End of agreement | Pay the optional final payment to own the vehicle, part-exchange where appropriate, or return it subject to agreement conditions. | Own the vehicle once all required payments and any applicable fees have been made. |
| Mileage | Agreed mileage allowance. Excess mileage charges may apply if the vehicle is returned. | Generally no contractual mileage allowance. |
| Ownership | Ownership requires payment of the optional final amount and any applicable fees. | Ownership transfers after completion of the agreement. |
| Availability | Subject to vehicle and lender eligibility. | Subject to vehicle and lender eligibility. |
Some vehicles may qualify for other finance structures, including Lease Purchase, depending on the lender and vehicle. We can discuss the options available to you.
More than a monthly payment.
With a sports or luxury car, it's important to consider the total cost of ownership alongside the finance agreement.
- Deposit and monthly repayments
- Total amount payable and interest
- Insurance and vehicle tax
- Servicing and specialist maintenance
- Tyres, brakes and other running costs
- Warranty and breakdown protection
- Potential depreciation and future value
Our team can help you understand the finance costs so you can make an informed decision.
Simple from the start
Your next car is closer than you think.
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Tell us what you're looking for
Share your preferred vehicle, budget, deposit and circumstances.
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Explore your finance options
We'll help you understand suitable available options from our lender panel.
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Move forward with confidence
Review your agreement and, subject to approval and completion, take the next step towards your vehicle.
Sports & luxury car finance FAQs
Can I finance a used sports or luxury car?
Yes, finance may be available for eligible used performance and prestige vehicles. Vehicle age, mileage, value and lender criteria will influence your options.
Can I finance a Porsche, Ferrari or Lamborghini?
Finance may be available for some specialist and high-performance vehicles, subject to lender and vehicle eligibility. Not every make, model or vehicle value will qualify. Contact our team to discuss the specific car.
Is PCP available for luxury cars?
PCP may be available for eligible luxury vehicles, depending on the lender, vehicle age, mileage and valuation. We'll explain the available options and end-of-term obligations.
How much deposit do I need?
Deposit requirements vary by lender, vehicle and individual circumstances. A larger deposit may reduce the amount borrowed and monthly payments.
Can self-employed customers apply?
Yes. Self-employed applicants may be considered by lenders on our panel, subject to their income assessment, affordability and eligibility criteria.
Can I part-exchange my current car?
Part-exchange may be possible through the supplying dealer. If your existing vehicle has outstanding finance, the settlement figure and any positive or negative equity will need to be considered.
Can I get luxury car finance with bad credit?
Some lenders may consider applicants with previous credit difficulties, although higher-value and specialist vehicles can be subject to additional restrictions. Approval is not guaranteed.
The next move is yours
Make your next drive extraordinary.
Whether it's a sports car you've always wanted, a luxury SUV or an executive vehicle, Concierge Motor Finance is here to help you explore your finance options.
The car you want. The finance to match.
Finance is subject to status, affordability, vehicle eligibility and lender approval. Terms and conditions apply. Concierge Motor Finance acts as a credit broker, not a lender, and may receive commission from a lender. Finance products, interest rates, deposits and repayment terms vary according to individual circumstances. Vehicle examples are illustrative only and do not represent available stock, confirmed lender acceptance or guaranteed finance offers.
