Get an instant finance quote for your next vehicle.
Car finance made clear.
We offer flexible car finance solutions designed around you, not rigid lender criteria or sales targets.
Finance that works for you.
Not every circumstance fits every finance model.
Concierge Motor Finance provides a comprehensive range of finance products designed to support a wide variety of vehicles, customer profiles and deal structures.
Our role is to:
- Explain your options clearly
- Structure finance responsibly
- Secure competitive terms
- Manage the process start to finish
We arrange:
- PCP (Personal Contract Purchase)
- HP (Hire Purchase)
- LP (Lease Purchase)
We’ll help you compare monthly payments, total costs, and end-of-agreement options - so you can choose with confidence.
Hire Purchase (HP)
Hire Purchase is a straightforward route to ownership.
With HP:
Fixed monthly payments
No mileage limits
Ownership at the end
It’s ideal for those who want simplicity and long-term value.
Personal Contract Purchase (PCP)
Personal Contract Purchase (PCP) offers flexible monthly payments with options at the end of the agreement.
PCP may suit you if you:
Prefer lower monthly payments
Like changing vehicles regularly
Want flexibility at the end of term
End-of-agreement options
At the end of your PCP term, you can:
Hand the vehicle back
Part-exchange for a new one
Pay the optional final payment and keep it
We explain all outcomes upfront - no surprises later.
Lease Purchase (LP)
Lease Purchase offers lower monthly payments than HP, with ownership at the end via a final payment.
Unlike PCP, there’s no option to hand the vehicle back - making LP suitable for buyers confident they’ll keep the vehicle.
We’ll help you assess whether LP is the right fit.
Finance settlements made simple
If you have existing vehicle finance, we can help you understand and manage your settlement.
We’ll:
Calculate your settlement figure
Explain your equity position
Advise on your next steps
Clear guidance. No confusion.
Refinance your vehicle
Refinancing can help if you’re looking to:
Reduce monthly payments
Release equity
Improve cash flow
We’ll assess your current agreement and advise honestly whether refinancing makes sense for you.
Motorhome finance solutions
We arrange finance for new and used motorhomes, tailored to your travel plans and budget.
With access to specialist lenders, we can offer:
Competitive rates
Longer terms where appropriate
Clear, manageable repayments
Freedom without financial pressure.
LCV & van finance
Concierge Motor Finance supports businesses of all sizes with flexible LCV finance.
We work with:
Sole traders
Limited companies
Fleet operators
New or used vans, pickups and commercial vehicles - structured around how you operate.
Let’s talk.
At Concierge, we make it easy to find and finance your next car.
Browse our nationwide approved dealer stock, get a quote, and apply in minutes - or speak with your dedicated Finance Specialist anytime for personal support. We act as a broker not a lender.
