What is LCV Finance?
LCV finance helps individuals and businesses spread the cost of buying a light commercial vehicle.
LCV stands for Light Commercial Vehicle, which typically includes vans and similar vehicles used for work, trade or business purposes.
Finance can help you get the right vehicle for your needs without paying the full cost upfront.
How LCV finance works
- Choose the van or light commercial vehicle you need.
- Agree your deposit and repayment term.
- Select a suitable finance agreement.
- Make fixed monthly payments.
- Use the vehicle for work, trade or personal needs, depending on the agreement.
Why choose LCV finance?
- Spread the cost of a work vehicle.
- Keep cash flow available for other costs.
- Fixed monthly payments support budgeting.
- Available for a range of vans and light commercials.
- Useful for sole traders, limited companies and individuals.
LCV Finance vs Car Finance
| Feature | LCV Finance | Car Finance |
|---|---|---|
| Vehicle type | Vans and light commercial vehicles. | Cars and personal vehicles. |
| Typical use | Business, trade, delivery or work use. | Personal and everyday driving. |
| Applicants | May include sole traders, businesses and individuals. | Usually personal finance customers. |
| Agreement type | Often HP or LP, depending on lender and vehicle. | May include HP, PCP or LP. |
| Best suited for | Customers who need a practical vehicle for work or business. | Customers looking to fund a personal car. |
Finance is subject to status. Terms and conditions apply. Concierge Motor Finance acts as a broker, not a lender.
