APR from 9.9% Representative APR 10.9%

Motorhome Finance

Hit the road with flexible, affordable motorhome finance

Whether you’re upgrading to a new model or buying pre-owned, we’ll help tailor a finance plan around your budget and travel plans — with clear repayments and options that work for you.

How Motorhome Finance Works

  1. Choose your motorhome & deposit — set a term that suits your budget (e.g. 24–60 months; longer terms may be available).
  2. Pay fixed monthly instalments — predictable costs with rates agreed upfront.
  3. End-of-term options — depending on product: own it outright, refinance a final balance, or change vehicle.

We can finance many new and used motorhomes; availability depends on age, mileage, value and lender criteria.

Things to Consider

  • Product availability — some products may be limited for older or high-mileage motorhomes.
  • Total amount payable — a lower monthly over a longer term can increase overall cost.
  • Early settlement — lenders may charge daily interest or fees up to your settlement date.
  • Insurance & maintenance — factor ongoing costs into your budget.

Compare Finance Options

FeatureHire Purchase (HP)Lease PurchasePCP*
Monthly payments Higher (financing full value) Lower (deferred balloon) Lower (deferred GMFV/balloon)
End of agreement Own the motorhome automatically Sell, refinance, or pay balloon to own Keep (pay balloon), part-exchange, or return
Mileage/condition rules Not applicable Not applicable (no hand-back) Apply if returning

*PCP availability for motorhomes can be limited and depends on vehicle and lender criteria.

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