The rate you are offered will be based upon your individual circumstances. REPRESENTATIVE EXAMPLE Borrowing £23000 over 5 years with a representative APR of 10.9% an annual interest rate of 10.87% (fixed) and a deposit of £0.00, the amount payable would be £493.16 per month x 60 with a total cost of credit of £6589.60 and a total amount payable of £29,589.60. We act as a broker, not a lender. Lender fees may apply, this is an example only. All finance subject to status.