Motor-finance new business in July 2025 up in value—4% growth despite pressure
FLA statistics show that in July 2025 consumer car-finance new business value rose 4% compared to July 2024; new car finance value was +2% and used car finance value +6%.
Motor-finance size underlines its importance: over 78% of new private cars funded by finance
According to the FLA, in 2023 members provided £52 billion of motor finance to consumers and businesses, and financed over 78% of private new car registrations.
FLA: Used-EV market leaps 57% as motor-finance adapts to new mobility trends
In its “State of Competition in the Motor Finance Market” report, the Financial Conduct Authority (FCA) notes that used-battery-electric-vehicle (BEV) transactions grew 57% in 2024 compared with 2023.
Supreme Court judgment brings clearer regulatory framework for motor finance sector
The Supreme Court of the United Kingdom delivered its decision in favour of lenders in two of three key motor-finance cases, finding that dealer commissions were not necessarily unlawful in every instance.
Motor-finance market back on growth track: H1 2025 new business +5%
FLA members reported that new motor-finance business in H1 2025 amounted to about £27.99 billion, a 5% increase compared with H1 2024 — underscoring motor finance as a key contributor to lending markets.
UK car-finance new business value up 9% in June 2025
According to the Finance & Leasing Association (FLA), consumer car-finance new business volumes in June 2025 rose by 5% year-on-year, while the value of advances increased by 9%. In the first half of 2025, the consumer car-finance market saw value growth of 6% and volumes up 1%.
Motor finance: the backbone of UK car buying in 2024/25
According to the Finance & Leasing Association (FLA) and regulator material:
Motor-finance sector moves toward regulatory clarity – what it means for you
Recent legal and regulatory developments have brought more certainty to the motor-finance industry. For example:
New-car market rebounds: fuel for motor-finance growth
In September 2025, the Society of Motor Manufacturers & Traders (SMMT) reported a 13.7% increase in new car registrations compared to the same month last year. Why this matters for motor finance: